👉 Issued by - Portugal Bank
👉 Card Status - Reloadable
👉 Validity - As per issuer terms
👉 Card Preloaded Fund - $95
👉 Card Issue Charge - $5
👉 Card Work from - All Countries
👉 Used - Portugal from Anywhere
👉 KYC Required - No
👉 Suitable For - Any kind of domestic or international transactions.
👉 Citizens from all countries can use it!
Notice: The total price is $100. A $5 card issuance fee is charged, and the remaining $95 is loaded onto the card for activation and online spending.
👉 Issued by - Portugal Bank
👉 Card Type - Visa Credit Card
👉 Card Status - Reloadable
👉 Validity - As per issuer terms
👉 Card Preloaded Fund - $95
👉 Card Issue Charge - $5
👉 Card Work from - All Countries
👉 Used - Portugal from Anywhere
👉 KYC Required - No
👉 Suitable For - Any kind of domestic or international transactions.
👉 Citizens from all countries can use it!
Notice: Our card issuance charge is $5, and the remaining $95 is deposited onto the card for activation and your online spending.
A virtual card for Portugal is most useful for expats and newcomers without a Portuguese bank account, and for anyone whose international card gets rejected by Multibanco-only merchants or who wants a separate card for online spending. Portugal's local payment system is excellent for residents with a Portuguese bank — but it underserves these specific groups.
Expats, digital nomads, and newcomers. Opening a Portuguese bank account typically requires a NIF (número de identificação fiscal), proof of address, and an in-person branch visit — a process that takes time after arrival. Portugal's popularity with digital nomads and remote workers (helped by the D8 visa) means a large population needs working payment methods before their banking is set up. Our card requires only email signup and crypto funding — no NIF, no Portuguese address, no waiting.
Travelers needing card deposits. Car rental agencies in Lisbon, Porto, and the Algarve require a card for security deposits, as do many hotels. Our virtual Visa and Mastercard work for these holds without exposing your main bank card.
Residents wanting international platform access. Some international platforms and US-billed services are easier to pay with a dedicated card. And keeping a separate card for subscriptions protects your main Portuguese bank details from exposure across dozens of sites.
Portugal's payment landscape is dominated by local systems. Multibanco is the backbone — a four-decade-old network so embedded that "card payment" and "Multibanco" are nearly synonymous. MB Way, the mobile layer of Multibanco, has overtaken everything else online: it accounts for roughly 45% of online transactions with over 6 million users and around 9 million monthly purchases.
Contactless is near-universal on the infrastructure side: 91% of issued cards and 93% of POS terminals are enabled for contactless transactions, per the Bank of Portugal. There are about 29 million cards in circulation (2.29 per capita), and card transactions account for roughly 83% of payments.
One critical detail for foreigners: because Multibanco is so dominant, some smaller merchants, taxis, and local services accept only Multibanco cards — not international Visa/Mastercard. This is the single most common payment frustration for tourists and new expats. For online and international-merchant payments, though, Visa and Mastercard (and our cards) work normally.
Worth knowing: Multibanco's own system includes MB NET, which generates virtual card numbers for Portuguese bank customers — but it requires a Portuguese bank account, which is exactly the barrier newcomers face. And Wero, the pan-European wallet, is rolling out across Portugal through 2025–2026.
Getting a Vizovcc virtual card for Portugal takes three steps and under five minutes: sign up with email, fund with cryptocurrency, and choose your card. No Portuguese bank account, no NIF, no credit check, no branch visit.
Step 1 — Sign up. Go to getvizovcc.com, enter your email, set a password. No NIF, no Portuguese address, no proof of residence. About 30 seconds, from anywhere.
Step 2 — Fund with crypto. Open Add Funds. USDT on Tron is fastest — 1-2 minute confirmation with fees under $1. Bitcoin, Ethereum, USDC, Binance Pay, and Litecoin also accepted. Your balance appears on confirmation.
Step 3 — Choose your card. Select the EUR card for euro spending or a USD card for international platforms. Card details appear instantly. Add to Apple Pay or Google Pay for contactless payments across Portugal — useful precisely where international cards are accepted (most online and larger merchants).
Enable 2FA first: Account Settings → Two-Factor Authentication. 60 seconds.
This is the answer to a common Portuguese search — criar cartão de crédito virtual grátis (create a virtual credit card) and cartão de crédito online aprovado na hora (card approved instantly online): no Portuguese bank, no waiting.
Yes. Our virtual Visa and Mastercard work for car rental security deposits, hotel holds, and TAP Air Portugal bookings — anywhere those networks are accepted. Car rental in Portugal typically requires a card in the driver's name for the deposit; a Vizovcc card covers this without exposing your main bank card.
For car rentals: Load enough to cover the deposit hold (agencies place a temporary authorization). Use the Visa Gold or Platinum for higher deposit limits.
For hotels: Most hotels accept Visa/Mastercard for booking and incidental holds.
For TAP and flights: Book directly with the card. Note that a dedicated TAP Air Portugal co-branded credit card (with miles) requires a Portuguese bank and residency — our card is for paying for flights, not earning airline-specific rewards.
Crypto funding works by sending cryptocurrency from your wallet to the deposit address we generate, crediting your Vizovcc balance after blockchain confirmation. USDT on Tron confirms in 1-2 minutes with fees under $1. No Portuguese bank, no SEPA transfer, no Multibanco reference in the chain.
For Portugal's substantial digital-nomad and crypto-holding population, this means converting USDT or BTC directly into euro or USD spending power without a Portuguese bank intermediary.
For users without a Portuguese bank account — or who simply don't want to use their main card online — yes. It's specifically an alternative for online payments, international services, subscriptions, and travel, not a replacement for full local banking.
| Feature | Vizovcc | Portuguese Bank Card | MB Way / MB NET |
|---|---|---|---|
| Portuguese bank account required | No | Yes | Yes |
| NIF required | No | Yes | Yes |
| Crypto funding | Yes | No | No |
| Works on international platforms | Yes | Yes | Limited |
| Instant issuance, no KYC | Yes | No | No (needs bank) |
| Multibanco-network acceptance | No (Visa/MC) | Yes | Yes |
The honest position: If you have a Portuguese bank account, MB Way and your bank card are the smoothest options for everyday local life — including the Multibanco-only merchants our cards can't reach. Vizovcc is for the gap: no bank account, crypto funding, instant issuance, and reliable international/online acceptance.
For Multibanco-only merchants, SEPA deposits, and full local banking, a Portuguese bank account remains necessary.
We keep our positioning honest:
Our goal is to give you control, clarity, and confidence using a virtual card for online and international payments — not to overpromise.
Your Portugal virtual card is one crypto transfer away. Sign up at getvizovcc.com, deposit USDT or another supported crypto, and choose the EUR card for euro spending or USD cards for international platforms. Card details appear within minutes — no NIF, no Portuguese bank account, no credit check.
Support: support@getvizovcc.com | 24/7 via email, live chat, WhatsApp, and Telegram | Response time: 1-4 hours
Yes. Vizovcc issues a EUR card and USD Visa/Mastercard cards with email-only signup — no Portuguese bank account, no NIF (número de identificação fiscal), no credit check, no branch visit. Fund with cryptocurrency (USDT on Tron is fastest) and your card is ready in under 5 minutes. This is ideal for expats and digital nomads before their Portuguese banking is set up.
Yes, this is a core use case. Opening a Portuguese bank account requires a NIF, proof of address, and an in-person visit, which takes time after arrival. Portugal's large digital-nomad community (supported by the D8 visa) often needs working payment methods immediately. Vizovcc requires only email signup and crypto funding, so you can pay for accommodation, subscriptions, and online shopping right away.
It works at any merchant accepting Visa or Mastercard — most online stores, larger retailers, hotels, and international platforms. However, because Multibanco is so dominant in Portugal, some smaller merchants, taxis, and rural shops accept only Multibanco cards, not international Visa/Mastercard. For those specific places, you'd still need a Multibanco card or cash. For online and international payments, our cards work normally.
A4: The EUR card is denominated in euros — best for Portuguese and eurozone online shopping and EUR-priced subscriptions without currency conversion. The USD Visa and Mastercard cards ($5–$15) are best for US-billed platforms (Netflix US, Adobe, ChatGPT Plus) and services priced in US dollars. Many users hold both.
Yes. Car rental agencies in Lisbon, Porto, and the Algarve require a card in the driver's name for the security deposit, and most hotels need a card for booking and incidental holds. Our virtual Visa and Mastercard cover these without exposing your main bank card. Use the Visa Gold or Platinum for higher deposit limits.
Send cryptocurrency from your wallet to the deposit address Vizovcc generates, and your balance updates after blockchain confirmation. USDT on Tron confirms in 1-2 minutes with fees under $1. No Portuguese bank, no SEPA transfer, no Multibanco reference required. Supported: USDT, BTC, ETH, USDC, Binance Pay, and Litecoin.
MB Way is Portugal's dominant mobile wallet — part of the Multibanco system, handling about 45% of online transactions with over 6 million users. It requires a Portuguese bank account to set up. Vizovcc cards are separate (Visa/Mastercard network) and don't link to MB Way, but they work on Apple Pay and Google Pay for contactless payments and on any Visa/Mastercard merchant online.
Yes. Apple Pay and Google Pay are widely used in Portugal, especially in cities and larger stores. Add your Vizovcc EUR or USD card to either wallet using the standard add-card flow, then tap-to-pay at any contactless terminal — and 93% of Portuguese POS terminals are contactless-enabled.
No. Vizovcc cards run on the regulated Visa and Mastercard networks and are not anonymous or untraceable. What they provide is privacy from merchants — your main bank details are never exposed to the sites you pay, reducing your exposure if a merchant is breached. This is a security and privacy benefit, not a way to make untraceable payments.
EUR card: see the card's product page for current issuance fee, preloaded amount, and validity. USD cards: Mastercard Classic $5 ($95 preloaded), Visa Gold $10 ($190), Visa Platinum $15 ($285). No monthly fees, no annual fees. Reload via USDT, BTC, ETH, USDC, Binance Pay, or Litecoin.