Our Best Selling Brazilian Virtual Credit Cards (VCC)
👉 Issued by: Brazilian Bank
👉 Card Status: Reloadable
👉 Validity: 1 year
👉 Card Preloaded Fund: 195$
👉 Card Issue charge: $5
👉 Currency: R$ (BRL)
👉 Card Work from: All Countries
👉 Used: Brazil From Anywhere
👉 KYC required: No
👉 Suitable For: Any domestic or international transactions. Citizens from all countries can use it!
If you’re experiencing issues with cryptocurrency payments or don’t currently have crypto available, you can easily obtain a virtual card from us. For assistance, feel free to reach out to our live chat team on WhatsApp
Other virtual cards for Brazilian People
👉 Issued by - USA Bank
👉 Card Status - Reloadable
👉 Validity - 2 years
👉 Card Preloaded Fund - 190$
👉 Card Issue charge - 10$
👉 Card Work from - All Countries
👉 Used - USA from Anywhere
👉 KYC required - No
👉 Suitable For - Any kind of domestic or international transactions. 👉 Citizens from all countries can use it!
👉 Type: 3Ds Visa Card
👉 Card Status: Reloadable
👉 Validity: 3 years
👉 Card Preloaded Fund: $285
👉 Card Issue charge: $15 fee
👉 Card Work from: All Countries
👉 Bin: Universal Bin card works for all major merchants
👉 Type: 3Ds Mastercard
👉 Issued from: USA Bank
👉 Card Status: Reloadable
👉 Validity: 1 year
👉 Card Preloaded Fund: $95
👉 Card Issue charge: $5 fee
👉 Card Work from: All Countries
👉 Bin: Universal Bin card works for all countries
👉 Features: Borderless!
What is a virtual card in Brazil?
A virtual card is a card that lives online. It has a card number, an expiry date, and a CVV, but no plastic. You use it to pay on websites and apps, the same way you would type in any card.
Our virtual credit card Brazil users buy is prepaid. You add money first, then spend it. Because it is prepaid, there is no debt and no credit check. You always know your limit, because your limit is the balance you load.
Think of it as a safe stand-in for your main bank card. You give the virtual card details to a store, not your real account. If a site is ever hacked, your bank account stays out of reach.
How does a Brazil virtual card work?
The flow is simple. Here is what happens from start to finish:
You add funds: Send crypto or use PerfectMoney to top up your Vizovcc account.
You pick a card: Choose a Visa or Mastercard from our card list.
You get your details: Your 16-digit number, expiry date, and CVV appear in your dashboard.
You pay online: Type the details at checkout, just like any card.
You reload when needed: Top up the same card and keep using it.
Your spending comes out of your loaded balance. When the balance runs low, you reload. That is the whole loop.
Why Brazilians use a virtual credit card
People in Brazil reach for virtual cards for a few clear reasons. Each one comes down to safety and control.
Keep your CPF-linked card private: Many people do not want to expose their main bank card on foreign sites. A virtual card keeps your primary account separate.
Get past foreign-payment blocks: Some local banks flag or block international charges. A Brazil virtual card helps your payment go through on global platforms.
Control spending by purpose: Use one card for ads, one for subscriptions, and one for shopping. Your budget stays clear, and overspending is harder.
Pay in foreign money on your terms: You load the balance in advance, so you choose how much you put at risk when exchange rates move.
Mastercard Brazil virtual card solutions: basics and features
It helps to know the difference between two things that share a name. There are Mastercard's own corporate solutions, and there are prepaid cards like ours that run on the Mastercard network.
What Mastercard's own virtual card solutions are
Mastercard runs a payment network used by banks and businesses. Its corporate Mastercard Brazil virtual card solutions focus on company spending. The main Mastercard virtual card features Brazil businesses see are single-use card numbers for supplier payments, set spending limits, and tools that plug into accounting systems.
Mastercard also offers Click to Pay in Brazil for one-click checkout, and it reports tens of millions of cardholders across the country. To read about these business tools straight from the source, check the Mastercard official site. Those products are sold through banks, not direct to most shoppers.
How our Brazil virtual card is different
Our card is a prepaid Mastercard virtual card Brazil users can buy on their own, with no bank meeting. You do not need a company, a CPF, or a credit history. You load funds and spend. That is the gap we fill for everyday people and freelancers.
Note: Vizovcc is an independent card provider. We are not Mastercard or Visa, and we are not their official site. Our cards simply run on their networks so stores accept them.
Our Brazil virtual card features and benefits
We keep the Mastercard virtual card features Brazil shoppers care about, plus a few of our own. Here is what you get with a Vizovcc card:
Borderless use: pay on sites in many countries, not just Brazil.
3D Secure (3DS): an extra check at checkout that helps stop fraud.
Universal BIN options: some cards use a BIN that works across most major stores.
Reloadable balance: top up and reuse the same card for as long as it is valid.
Private by design: your real bank account stays hidden from merchants.
Built-in spend cap: you can only spend the balance you load, so no surprise debt.
No KYC to buy: get started without sending ID documents.
Crypto funding: turn Bitcoin, USDT, or other coins into spendable card funds.
Where you can use your Brazil virtual card
Our card works where you already spend money online. Here are the most common uses:
Streaming and subscriptions: Netflix, Spotify, YouTube Premium, Disney+, and more.
Online shopping: Amazon, AliExpress, Shein, and eBay.
Ad platforms: Meta, Google Ads, and TikTok Ads.
Software and SaaS: Adobe, Zoom, Canva, and Dropbox.
Cloud and hosting: AWS, Azure, Oracle Cloud, and VPS plans.
Travel: flights, Booking.com, Airbnb, and Expedia.
Everyday apps: Uber, Uber Eats, and other ride or food apps.
Tip: keep a separate card for ads and another for subscriptions. If one fails, the rest keep working.
How to get a virtual credit card in Brazil instantly (no KYC)
You can be ready to pay in minutes. There is no ID upload and no waiting for mail. Follow these steps:
Step-1: Open the Vizovcc website and click Create an account.
Step-2: Go to the Add Funds section and pick crypto or PerfectMoney.
Step-3: Send the payment and wait for the deposit to confirm in your account.
Step-4: Open the Cards section and choose your Visa or Mastercard.
Step-5: Confirm your purchase. Your card details show up right away.
Step-6: Type the details at any checkout and pay.
Security step: turn on two-step login (2FA) and keep your dashboard password private. Check your account now and then for anything that looks off.
How to fund and reload your virtual card
Adding money is quick. You fund your Vizovcc account first, then buy or reload a card from that balance.
Funding methods we support
Crypto: send Bitcoin (BTC), USDT, or other supported coins. Funds post after the network confirms them.
PerfectMoney: a fast option if you do not hold crypto.
How to reload
Step-1: Log in and open Add Funds.
Step-2: Pick crypto or PerfectMoney and send the amount.
Step-3: Once the deposit clears, open Cards and top up your card.
No crypto on hand? Reach out on WhatsApp live chat or email support@getvizovcc.com, and we will help you get a card another way.
Fees, exchange rates, and the IOF tax explained
We show every cost before you pay. There are no annual fees and no hidden charges. Here is how pricing works.
Card issue fee: This is a one-time fee per card, from $5. You see it on the card page before you buy.
Preloaded funds: Each card lists how much balance comes loaded, so you know what you are getting.
Exchange rates: If you pay in a currency that is not the card's currency, an exchange rate applies at the time of the charge. Rates shift daily, so keep a small buffer on your balance.
IOF tax: IOF is a Brazilian tax on many international card payments. When you pay a foreign site, IOF can be added to the total. That is why the final amount in reais can be a bit higher than the sticker price. This is a government tax, not a Vizovcc fee.
Quick estimate: take the price in dollars, convert it at today's rate, then add IOF. That gives you a closer number before you pay.
Security features that protect your money
Safety sits at the center of how our cards work. These features lower your risk every time you pay.
Your bank details stay hidden: Merchants see the virtual card, never your real account.
3D Secure checks: Many cards add a second check at checkout to confirm it is really you.
Prepaid spend cap: A card can only spend its loaded balance, so a leak cannot drain your savings.
One card per purpose: Use a separate card for each site, so a problem on one does not touch the others.
Two-step login (2FA): Add a second login step to keep your dashboard safe.
Replace fast: If a card's details leak, you can stop using it and switch to a new one.
Paying Brazilian airlines and travel bookings
Booking a flight? Most Brazilian airlines accept Visa and Mastercard online. A virtual card is a safe way to pay for travel.
Enter your card number, expiry date, and CVV on the airline's payment page, just like any card. Make sure your balance covers the full fare so the charge does not fail.
Heads up: some hotels and car rentals place a temporary hold at check-in. Keep a little extra balance so the hold does not cause a decline.
Common problems and how to avoid them
Card declined at checkout
The top cause is a low balance. If you pay in a foreign currency, the rate plus IOF can push the total above what you loaded. Keep a small buffer above the listed price.
A few sites do not accept prepaid cards. If a payment fails there, try a card with a universal BIN, which works on more stores.
A subscription charge fails
This often means the card ran out of balance on renewal day, or the card expired. Check your card's expiry date and keep enough balance before the renewal date.
The final price looks higher than expected
That extra amount is usually the exchange rate plus IOF on a foreign charge. It is normal for international payments from Brazil. Budget a little more for foreign spending.
Brazil virtual card vs a traditional bank card
Here is a side-by-side look at how our card stacks up against a normal bank card.
| Feature |
Vizovcc virtual card |
Traditional bank card |
| KYC to buy |
Not required |
Usually required |
| Time to get it |
Minutes |
Days to weeks |
| Funding |
Crypto or PerfectMoney |
Bank account |
| Real account exposed? |
No, it stays hidden |
Yes, card ties to it |
| Debt risk |
None, prepaid only |
Possible with credit |
| Foreign-site blocks |
Fewer |
More common |
Pricing and what you get with us
We keep pricing clear and fair. You pay a one-time issue fee per card, and you see it before you buy. There are no annual fees.
24/7 support: reach our team on WhatsApp live chat or by email.
Global acceptance: cards work on Visa and Mastercard sites in many countries.
Instant access: get your card details in minutes, not days.
No annual fees: you only pay the issue fee and what you load.
Buy with crypto: turn your coins into spendable funds.
Frequently asked questions
What is a virtual card in Brazil?
It is a prepaid card you use online, with a number, expiry date, and CVV but no plastic. It runs on the Visa or Mastercard network, so most websites accept it. You load funds first, then spend only that balance.
Can I buy a virtual card in Brazil without KYC?
Yes. With us, you can buy a card with no KYC and no ID upload. We use a prepaid model, so there is no credit check. You sign up, add funds, and get your card.
Is a Brazil virtual card a Visa or a Mastercard?
We offer both. You can pick a Visa card, like our Brazilian Reloadable Visa, or a prepaid Mastercard virtual card, like our Mastercard Reloadable Classic. Both work on most global sites.
What is the difference between a virtual card and a virtual SIM card in Brazil?
They are not the same. A virtual card is for paying online. A virtual SIM card (an eSIM) is for phone data and calls. If you came here for payments, you want a virtual card, which is what we sell.
Can I get a virtual credit card in Brazil with crypto?
Yes. You can fund your account with Bitcoin, USDT, or other supported coins, then buy a card. This turns your crypto into funds you can spend on normal websites.
Do I need a CPF to use the card?
No. You do not need a CPF or a Brazilian bank account. Our cards suit residents, non-residents, freelancers, and people who work with Brazilian clients.
Are virtual cards safe to use in Brazil?
They are a safe way to pay online. Your real bank account stays hidden, the card can only spend its loaded balance, and many cards add a 3D Secure check. If details leak, you switch to a new card.
What is IOF and will I pay it?
IOF is a Brazilian tax on many international card payments. When you pay a foreign site, IOF can be added to the total. It is a government tax, not a fee from us, so budget a little extra for foreign charges.
Can I use the card for Netflix, ads, and Amazon?
Yes. The card works for streaming like Netflix, ad platforms like Meta and Google, and stores like Amazon and AliExpress. Add it as your payment method and pay like any card.
Can I reload my virtual card?
Yes. Our cards are reloadable. Add funds with crypto or PerfectMoney, then top up the same card and keep using it until it expires.
Does the card work outside Brazil?
Yes. Our cards are borderless and work on sites in many countries, not just Brazil. That makes them handy for travel and global shopping.
How fast will I get my card?
Most people are ready in minutes. Once your deposit clears, your card details show up in your dashboard right away.
What fees will I pay?
You pay a one-time issue fee per card, from $5, plus the funds you load. There are no annual fees. Exchange rates and IOF can apply to foreign payments.
How do I contact support?
Reach us on WhatsApp live chat or email support@getvizovcc.com. Our team is available around the clock.
Ready to pay online the easy way?
Skip the blocked cards and the long waits. Get a Brazil virtual card today, keep your bank details private, and spend only what you load.
About this guide
Written and reviewed by the Vizovcc Payments Team, who work with prepaid card products every day. We aim to give clear, honest information so you can choose with confidence.
Disclaimer: Vizovcc is an independent provider of prepaid virtual cards on the Visa and Mastercard networks. We are not affiliated with, endorsed by, or the official site of Visa Inc. or Mastercard Incorporated. Card features, fees, and availability can change; always check the card page for current details. This page is for information only and is not financial or tax advice.
