Buy Grammarly Premium (Now Pro): Grammarly Pricing, Free vs Premium and How Much Does Grammarly Cost
You have written the essay, the pitch deck or the client e-mail, and the free checker keeps nudging you toward the upgrade. Then the real questions start: how much does Grammarly cost, is the premium version worth it, why is it called Pro now, is a “cheap account” from a reseller safe, and why does your bank card get declined at checkout? This Grammarly pricing guide answers all of it with the company's own prices and terms, so you can buy Grammarly Premium the right way, or decide the free tier is enough.
One honest note before we start: Vizovcc sells prepaid virtual Visa and Mastercard cards funded with crypto. A virtual card for Grammarly Premium is the right tool for some readers (declined cards, no international card, privacy, team budgets) and unnecessary for others. We will tell you which group you are in.
Key takeaways
- Premium is now Pro. The paid individual plan costs $12 per month on the yearly plan (about $144 a year) or $30 month to month, and the company offers a trial.
- Group buys and “cheap accounts” are a trap: the terms forbid sharing or reselling logins, accounts get suspended, and payments are non-refundable.
- The Education plan is not for sale to individuals. Only schools buy it; resold EDU logins are someone else's institutional access.
- Card declined? The checkout needs a card that allows recurring international charges. A prepaid virtual card from Vizovcc solves that in minutes.
Grammarly Free vs Premium vs Pro: What Changed
The paid individual plan was renamed from Premium to Grammarly Pro. Grammarly Premium's successor is Pro, and current Grammarly Premium subscribers keep the old premium plan until they switch; the plans page notes that moving to Pro cancels the old plan and that Pro includes every advanced writing feature the premium version had. In everyday speech people still say “Premium”, so this article uses Premium and Pro for the same thing: the paid plan for one person.
How Much Does Grammarly Cost? Pricing Plans Explained
The official plans page shows Pro at $12 per month, which is the yearly rate. Price trackers that follow the current Grammarly pricing through 2026 report the full menu like this:
| Pricing plan | You pay | Per month | Best for |
|---|---|---|---|
| Pro, yearly | $144 once a year | $12 | Anyone who writes every week; cheapest overall |
| Pro, quarterly | $60 every 3 months | $20 | A semester or a project |
| Pro, monthly | $30 a month | $30 | One deadline, then cancel |
| Free | $0 | $0 | Grammar and spelling checks plus 100 AI prompts a month |
| Business plan | Reported at $12–$15 per member per month | per seat | Teams that need a shared style guide and admin controls |
| Enterprise | Quote from Grammarly sales | custom | Large companies (SSO, unlimited AI, DLP) |
Think of this as a guide to Grammarly costs, not a sales page. Two details matter when you plan the purchase. First, the company offers a free trial of Pro with “$0 payment today” and an e-mail reminder two days before it ends, so you can try Premium before any money moves. Second, Premium and Business plans are billed in US dollars for most countries; India is charged in rupees (more below). Always confirm the figure on the plans page before paying, because pricing changes from time to time.
Free vs Premium Features: What You Actually Get
Grammarly's free plan is a solid grammar checker: it fixes spelling and grammar, flags punctuation and basic writing suggestions, shows your tone, and includes 100 AI prompts a month. The premium Grammarly features are what turn the writing tool into a writing assistant that can enhance your writing:
- Full-sentence rewrites for clarity, plus fluency help for non-native English.
- Tone suggestions and tone adjustment, inclusive-language checks and citation consistency.
- Plagiarism detection against web pages and academic papers, plus AI-text detection; the plagiarism checker alone is why many students upgrade.
- Grammarly AI with 2,000 prompts a month of AI writing help: drafting, outlining and shortening text.
- A team style guide, snippets and analytics on Grammarly Business.
- Works everywhere you write: the browser extension, Google Docs, Word, Gmail, Slack, and the desktop and mobile apps.
In short: free Grammarly catches mistakes; the difference between free and premium is that Pro helps improve your writing instead of only correcting it.
Is Grammarly Worth It? Who Should Pay for Pro
Whether Pro is worth $12 a month depends on how much you write and what is at stake when it is wrong.
| Who you are | Free or Pro? | Why |
|---|---|---|
| Student with essays every week | Pro (yearly or quarterly) | Rewrites, tone and the plagiarism check pay for themselves on the first graded paper. Check your school first (see Education below). |
| Freelancer or marketer writing for clients | Pro (yearly) | Fluency and tone tools make non-native English read like an editor touched it; $144 a year is one small invoice. |
| Job seeker polishing a CV and cover letters | Pro monthly, then cancel | One $30 month covers the whole application season. |
| Casual e-mail and chat | Free | You will not use the advanced features enough to notice them. |
| Team of 3+ sharing one login | Neither: buy seats | Sharing one account breaks the terms; Business pricing is per member per month with each person on their own login. |
If you are on the fence, try Premium through the trial on the yearly plan, cancel before the reminder e-mail if it is not for you, and you have lost nothing.
Buy Grammarly Premium Cheap: Group Buy, Shared and “Account” Sellers
Search for “buy Grammarly Premium account cheap” and you will find group-buy sites offering access for a few dollars a month, sometimes ₹99 in India. Here is what you are actually buying, and why we don't recommend it even though we would happily sell you a card to pay for it.
- It is one paid login to the premium service, shared by many strangers. The Terms of Service say your credentials “must not be shared with other persons” (section 3.3.1) and forbid anyone to “sell, resell, transfer … or rent the Services” (section 3.4). The company may suspend or terminate accounts that breach the terms (section 9.3).
- When it is caught, everyone loses access at once, usually without warning, and the terms state that payments are non-refundable (section 8.10). The reseller rarely refunds either.
- Your documents go through someone else's Grammarly account. Contracts, theses, client copy and unpublished work are visible to whoever controls the login. For anything confidential that alone should end the discussion.
- Sessions reset and passwords change whenever the seller rotates the pool, so you lose access at the worst moment.
Discounts on Grammarly: How to Avoid Paying Full Price Legitimately
Legitimate ways to pay less exist, and they all come with your own private account and no risk of a ban:
- The yearly plan: 60% cheaper per month than monthly billing.
- The trial: Grammarly also offers a free Pro trial from the plans page; test everything before the first charge.
- Official promotions: the company runs seasonal offers; you will find Grammarly deals announced on its own site, never through resold logins.
- A school licence (see the next section) or student-verification offers that deal sites report at roughly 20–40% off through Student Beans, UNiDAYS or SheerID.
- An alternative to Grammarly: if the price is the problem, free AI tools with features similar to Grammarly exist, such as LanguageTool, QuillBot and ProWritingAid. None of them matches the full Pro bundle, but for grammar and spelling they are credible Grammarly alternatives.
Premium vs EDU: Can You Buy a Grammarly for Education Account?
Grammarly for Education is sold to schools and universities, not to individuals. The company says it is trusted by more than 3,000 institutions; the school signs the contract, provisions access through its own log-in or codes, and controls which features students can use. There is no self-serve EDU price, and a .edu e-mail address on its own does not unlock a discount on the official Grammarly site.
So when a listing offers a “Grammarly EDU account” for sale, it is a login from a school's licence being resold, which is exactly the resale the terms prohibit. If you are a student, the real move is to check your university library or software portal first: many institutions already let students access Grammarly Pro for free. If yours does not, buy Pro yourself on the yearly or quarterly plan.
How to Buy Grammarly Premium in India
The Indian plans page lets you pay in rupees with local credit cards, and the current payment article lists UPI, Apple Pay and Google Pay among accepted methods where the checkout offers them. Third-party listings put the yearly Pro plan around ₹11,800 a year, but confirm the live rupee price at checkout. The common frustration is not price but declines: many Indian debit cards and some credit cards block international or recurring e-commerce charges by default, and gift-type prepaid cards are refused outright.
Your options, in order:
- Try UPI or your bank card first. Enable international usage and recurring payments in your banking app, then retry.
- Use a card built for recurring bills. If your bank still says no, a Vizovcc virtual card is a USD Visa or Mastercard designed for recurring online charges and works from India with no bank visit.
- Skip the ₹99 group buy. It is a shared login, not your own paid Grammarly plan, and it will not survive.
Which Payment Methods Does the Checkout Accept?
According to the support article “How can I pay for Grammarly”, you can use Visa, Mastercard, American Express, Discover and UnionPay cards, PayPal where it is available in your region, and UPI, Apple Pay or Google Pay where the checkout shows them. The card must be enabled for recurring e-commerce transactions; Visa Electron, Maestro and Interac are not accepted. Prepaid cards work when the issuing bank approves the authorization, which is why a purpose-built prepaid virtual card goes through where a supermarket gift card fails. The company does not take cash, cheques, phone payments or gift cards.
When a Virtual Credit Card for Grammarly Premium Makes Sense
If your own card is accepted, use it; there is no reason to add a step. A prepaid virtual card is the better tool in these situations:
- Your card is declined because the bank blocks international or recurring billing, a daily problem in India, Pakistan, Bangladesh, Nigeria and much of the Middle East.
- You have no international card at all, or you earn in crypto and don't want to route it through a bank just to pay $12.
- You want a spending cap. Load the card with what the plan costs; nothing else can ever be billed to it.
- Privacy. Keep your main bank card off the sites you pay monthly, and retire the virtual card whenever you like.
- Team budgets. One card per tool makes Pro seats, ChatGPT and your ad accounts easy to track, whatever the number of users.
What it is not: it is a prepaid card, not a credit line. You spend only what you load, which also means the balance must be there when a renewal is due.
Our Prepaid Virtual Cards for Pro and Other Writing Tools
All three cards are USD-denominated, reloadable, usable online worldwide and in Apple Pay or Google Pay. The price is the issue fee plus the balance preloaded on the card; there is no yearly cost, and new users can start with a free card.
| Card | Preloaded | Issue fee | Validity | Covers Pro for | |
|---|---|---|---|---|---|
| Mastercard Reloadable Classic | $95 | $5 | 1 year | 3 monthly payments, or most of a yearly plan after a top-up | Get this card → |
| Virtual Visa Gold | $190 | $10 | 2 years | A full yearly plan ($144) with change for another tool | Get this card → |
| Virtual Visa Platinum | $285 | $15 | 3 years | Yearly Pro plus ChatGPT or Canva for the year | Get this card → |
The checkout bills in USD outside India, so there is no currency conversion on these cards for the Pro plan. If your checkout is in rupees or another currency, the network converts at its rate with a small margin.
Card declined at the checkout? Fix it in five minutes.
Create a free Vizovcc account, top up with USDT, BTC or ETH, and get a prepaid Visa or Mastercard built for recurring bills. No bank, no paperwork.
How to Buy Grammarly Premium With a Virtual Card, Step by Step
- Create your Vizovcc account and add balance with crypto. Pick a card: the Mastercard Classic is enough for a quarterly or a few monthly payments; Visa Gold covers the yearly plan outright.
- Open the card on your dashboard and copy the number, expiry and security code. Add the billing address shown there.
- Go to the plans page, choose Pro and the billing period, and start the trial if it is offered. Decide on yearly if you know you will keep it: it is the same $12 per month Grammarly's pricing page advertises.
- Pay by card. Enter the virtual card like any Visa or Mastercard. If the checkout asks for 3-D Secure, approve it from your Vizovcc dashboard.
- Set a reminder for the renewal date and keep the balance topped up, or cancel inside your account (Account → Subscription) if you only wanted one period. You keep Pro until the paid period ends.
Cancelling, Renewals and Refunds: How a Grammarly Subscription Really Works
A premium subscription renews automatically for the same period, and the terms state that payments are non-refundable, with billing errors handled case by case through support. You can cancel at any time from your account page and keep access until the end of the cycle. Two practical consequences: do not rely on an empty card to “cancel” for you (a failed renewal simply cuts your access, and a funded card renews normally), and if you bought through the Apple or Google app store, cancel there, because the company cannot stop those charges for you.
Good to know
A prepaid virtual card gives you a hard spending cap, not a cancellation button. Cancel in your account first; then let the card run down or reuse it for the next tool.
Ready to write with Pro?
Get your card, pay the official checkout directly, and keep your own private account. No shared logins, no bans, no surprises.
Frequently Asked Questions
Can I use a virtual card to pay for Pro?
Yes. The checkout accepts Visa and Mastercard, including prepaid cards, as long as the issuing bank approves the recurring charge. Vizovcc cards are built for exactly that kind of payment.
How do I buy the Pro plan?
Go to the plans page, choose Pro, pick yearly, quarterly or monthly billing, and pay with a card, PayPal, UPI, Apple Pay or Google Pay where offered. If your bank card is declined, use a prepaid virtual card instead.
Should I buy the paid plan or stay on the free plan?
Stay on the free version if you only need spelling and grammar. Pay for Pro if you write for grades, clients or job applications and want rewrites, tone control and the plagiarism checker. The trial lets you test before paying.
Is the yearly plan worth it?
If you will use Grammarly for more than five months, yes: $144 a year is $12 a month, against $30 month to month. For a single deadline, one monthly payment is cheaper.
Is a Grammarly Premium group buy safe?
No. It is one shared login split between strangers. The terms forbid sharing and reselling credentials, accounts get suspended, payments are not refunded, and your documents pass through someone else's account.
Can I buy a premium account cheap in India?
The ₹99-a-month offers are shared accounts, not your own plan. The honest cheap route is the yearly plan billed in rupees, your school's licence if it has one, or a student-verification discount.
Premium vs EDU: which should I buy?
You cannot buy the Education plan as an individual; it is sold to institutions. If your school provides it, use it for free. If not, Pro is the plan for you, and “EDU accounts” offered online are resold school logins.
Why is my card declined at checkout?
Usually because the card blocks international or recurring e-commerce charges, or because it is a gift-type prepaid card. Enable those settings with your bank, or pay with a prepaid virtual card that supports recurring billing.
Does the checkout accept prepaid or virtual cards?
Yes, the support article says prepaid cards with a supported network logo work when the issuer approves the authorization. That is why Vizovcc cards go through where generic gift cards fail.
Does Grammarly offer a free trial of Pro?
Yes. The plans page offers a trial with no payment on day one and an e-mail reminder two days before it ends; the length is shown at checkout.
Can I cancel any time?
Yes. Cancel from your account page and keep access until the end of the period you paid for. Payments already made are non-refundable under the terms.
How much should I load on the virtual card?
Load the plan price: $30 for a month, $60 for a quarter, $144 for a year, plus a small buffer if your checkout adds local tax. The cards are reloadable, so you can top up before the renewal.
Can two people share one Pro account to save money?
The terms say credentials must not be shared. If you work as a team, Grammarly Business supports several members on one bill, each with their own login.
The Bottom Line
Buy Premium, now Pro, directly from the official site on the yearly plan if you write regularly, use the trial to be sure, and ignore the group-buy and “cheap account” offers that cost you your access and your privacy. If your card is the only thing standing between you and the checkout, create a free Vizovcc account, load it with crypto and pay with a prepaid Visa or Mastercard made for recurring bills.
Sources:
- Official plans & pricing page
- Terms of Service (sections 3.3.1, 3.4, 8.8, 8.10, 9.3)
- Support: accepted payment methods
- Support: subscriptions billing policy
- Education plans · India plans page
- 2026 price tracking: demandsage.com, usecarly.com; student-offer reports: casrai.org, elitecontentmarketer.com
