👉 Issued by - USA Bank
👉 Card Status - Reloadable
👉 Validity - 2 years
👉 Card Preloaded Fund - 190$
👉 Card Issue charge - 10$
👉 Card Work from - All Countries
👉 Used - USA from Anywhere
👉 KYC required - No
👉 Suitable For - Any kind of domestic or international transactions. 👉 Citizens from all countries can use it!
👉 Type: 3Ds Visa Card
👉 Card Status: Reloadable
👉 Validity: 3 years
👉 Card Preloaded Fund: $285
👉 Card Issue charge: $15 fee
👉 Card Work from: All Countries
👉 Bin: Universal Bin card works for all major merchants
👉 Type: 3Ds Mastercard
👉 Issued from: USA Bank
👉 Card Status: Reloadable
👉 Validity: 1 year
👉 Card Preloaded Fund: $95
👉 Card Issue charge: $5 fee
👉 Card Work from: All Countries
👉 Bin: Universal Bin card works for all countries
👉 Features: Borderless!
What Is a Caixa Geral Virtual Card?
A Caixa Geral Virtual Card is a digital card you create through your Caixa Geral de Depósitos bank account. It works like a normal debit or credit card, but it has no plastic. It lives only on your phone or computer.
The card has its own card number, expiry date, and security code (CVV). You use it to pay online while keeping your real card details hidden. In Portugal, Caixa offers this through a service called MB NET.
Short answer: It is a free, bank-linked virtual card for safer online payments. You need an active Caixa Geral account to make one.
How the Caixa Geral Virtual Card (MB NET) Works
MB NET creates a temporary card number that stands in for your real card. The shop never sees your true card details. Here is the basic flow:
Step-1: Log in to Caixadirecta on the web or the Caixa app.
Step-2: Open the Cards menu and pick the MB NET service.
Step-3: Choose the debit, credit, or prepaid card you want to link.
Step-4: Set a spending limit for the new virtual card.
Step-5: Generate the card. You get a number, expiry date, and CVV right away.
Step-6: Enter those details at checkout. Approve the payment in the app if asked.
The service is free for Caixa customers. It works with shops that accept Visa or Mastercard.
Types of Caixa Geral Virtual Cards
Caixa Geral de Depósitos is a Portuguese bank. Its main virtual card option is MB NET. You can make two kinds:
1. Single-Purchase MB NET Card
This card is for one payment only. Once you use it, or once the limit is reached, it stops working. It is a good fit for a one-time buy from a shop you do not fully trust.
2. Merchant (Multi-Purchase) MB NET Card
This card works again and again with the same shop. It stays valid for up to 12 months. It suits subscriptions and bills you pay to one provider, like a streaming plan.
Note: Some guides mix up Caixa Geral de Depósitos (Portugal) with Caixa Econômica Federal (Brazil). They are different banks. Brazil's Caixa offers its own virtual debit card. If you bank in Portugal, MB NET is the option that applies to you.
Where the Caixa Geral Virtual Card Can Fall Short
MB NET is a solid tool. But it does not fit everyone. You may run into a few walls:
✅ You need an active Caixa Geral de Depósitos bank account first.
✅ If you live outside Portugal, you likely cannot open one.
✅ Some merchants and regions reject locally issued cards.
✅ There is no crypto funding option.
✅ Setup depends on bank approval, which can slow you down.
If any of these stop you, you have another path. That is where we come in.
Vizovcc: The Caixa Geral Virtual Card Alternative With No KYC
We built Vizovcc for people the bank route leaves out. Freelancers. Travelers. Online sellers. Anyone who needs a card that works the moment they buy it.
With us, you can create a virtual prepaid card or a virtual credit card for Portugal and the wider region in minutes. No bank account. No paperwork. And no KYC required to buy our card. You can fund it with crypto or other simple methods, then start paying.
New to this? Read our plain-English no-KYC virtual card guide to see how it all fits together.
Caixa Geral MB NET vs. a Vizovcc Virtual Card
| What matters |
Caixa Geral (MB NET) |
Vizovcc |
| Bank account needed |
Yes, a Caixa account |
No |
| KYC / ID check |
Yes, through the bank |
No |
| Who can sign up |
Caixa customers |
People in all countries |
| Funding method |
Linked bank card |
Crypto and other options |
| Time to get a card |
After bank approval |
A few minutes |
| Reloadable |
Yes |
Yes |
| Card network |
Visa or Mastercard |
Visa and Mastercard |
Key Features of Our Virtual Card
✅ A unique card number that keeps your real bank details private.
✅ Spending limits you set and control.
✅ Clear transaction records, so tracking is simple.
✅ Prepaid by design, so there is no borrowing and no interest.
✅ Crypto-in, money-out funding for easy top-ups.
✅ Built for travel, software tools, and online ads.
✅ Reloadable, so one card lasts you a long time.
What You Can Pay For With Your Virtual Card
Our card is accepted across Visa and Mastercard merchants. Here is where people use it most:
Subscriptions: Netflix, YouTube Premium, Disney+, Spotify, Apple Music, and more.
Software and SaaS: Adobe, Zoom, Grammarly, Dropbox, and QuickBooks.
Cloud and hosting: AWS, Azure, Google Cloud, Oracle Cloud, and VPS plans.
Online ads: Meta, Facebook, and Google Ads.
Shopping: Amazon, AliExpress, eBay, and most online stores.
Gaming: PlayStation Plus, Xbox Game Pass, and other game plans.
VPNs: NordVPN, ExpressVPN, and similar privacy tools.
Everyday services: Uber, Uber Eats, DoorDash, and Walmart.
You can also add the card to Google Pay, Apple Pay, Samsung Pay, Alipay, and WeChat Pay for tap-to-pay where supported.
Security Features That Protect You
Safety sits at the center of how we build. Your card comes with layers that guard each payment:
Hidden bank details: Shops see a virtual number, never your real card.
3DS checks: A second step confirms it is really you on supported sites.
Spending limits: Cap each card to stop surprise charges.
Two-factor login (2FA): Add a second lock to your account.
Fraud monitoring: Our systems watch for odd activity on your card.
Freeze on demand: Pause a card fast if something feels off.
How to Get a Virtual Card With Vizovcc
Setup takes only a few minutes. Follow these steps:
Step-2: Open the Cards section to see the available virtual Visa and Mastercard options.
Step-3: Go to Add Funds or Deposit to load your account.
Step-4: Pick a payment method, like crypto or Perfect Money.
Step-5: Send the funds and confirm the deposit lands in your account.
Step-6: Return to the Cards section and choose the card you want.
Step-7: Get your card details and start paying right away.
Quick tip: Fill out your profile fully and turn on 2FA. Check your account now and then for anything odd. Small habits keep your money safe.
How to Use Your Virtual Card on Any Platform
Using your card is the same on most sites. Here is the simple pattern:
✅ At checkout, choose to pay by card (Visa or Mastercard).
✅ Type in your virtual card number, expiry date, and CVV.
✅ Enter the billing name as shown in your Vizovcc account.
✅ If a 3DS check appears, approve it to confirm the payment.
✅ Make sure your card balance covers the full charge first.
For subscriptions, save the card on file and keep a small balance ready for the next renewal. To pay for ads or cloud bills, add the card as your main payment method in that account's billing page.
How to Get a Caixa Geral Virtual Card the Bank Way
Prefer to use the bank route? If you already hold a Caixa Geral account, here are the steps:
Step-1: Make sure you have an active Caixa Geral de Depósitos account and card.
Step-2: Log in to the Caixa app or Caixadirecta online banking.
Step-3: Open the Cards menu and find the MB NET service.
Step-4: Pick the card type: single-purchase or merchant.
Step-5: Set the spending limit and how long the card stays valid.
Step-6: Generate the card and use it for online payments.
This route is free, but remember it needs a Portuguese bank account. If you do not have one, our cards give you the same online buying power without the bank.
Why Choose Vizovcc for Your Virtual Card
Made for online life: Built for freelancers, online shoppers, and travelers.
Instant access: Your card is ready right after purchase, with no delivery wait.
Crypto funding: Top up with crypto or other easy methods.
Accepted across borders: Pay shops in many countries on Visa and Mastercard networks.
Low, clear fees: Fair pricing with no hidden charges.
Real support: Our team is here to help when you need it.
Our Commitment to Trust
We want you to feel sure about every payment. So we keep our promises plain and honest:
✅ We never make false “free credit card” claims.
✅ We show our pricing and limits up front.
✅ We set clear rules for how each card can be used.
✅ We protect your payments with modern fraud tools.
A virtual prepaid card is not a bank account, and it is not a line of credit. It holds the funds you load and nothing more. That is by design. It keeps you in control and helps you avoid debt.
Our goal is simple: give you control, clear information, and calm confidence when you pay online and across borders.
Pricing
We keep our rates fair and easy to read. Each card lists its own issue fee and preloaded amount, so you know the cost before you buy. New users can also catch our special offers from time to time.
See live prices and pick your card on the
cards page.
Frequently Asked Questions
Is a Caixa Geral Virtual Card free?
Yes. The MB NET service from Caixa Geral de Depósitos is free for its bank customers. You do need an active Caixa account to use it.
Can I get a Caixa Geral Virtual Card without a bank account?
No. The bank's card needs a Caixa account. If you cannot open one, a Vizovcc virtual prepaid card is a strong alternative. It needs no bank account and no KYC.
Do I need to pass KYC to buy a Vizovcc card?
No. You do not need KYC to buy our virtual card. You can sign up with an email and fund your account to get started.
How fast can I get my virtual card?
With Vizovcc, your card is ready in a few minutes. There is no plastic to ship and no delivery wait.
How do I fund my virtual card?
You can load your Vizovcc account with crypto or other simple methods like Perfect Money. Once funded, you buy the card you want.
Can I use the card outside Portugal?
Yes. Our cards run on Visa and Mastercard networks, so they work with merchants in many countries.
Is the card reloadable?
Yes. Our cards are reloadable. You can top up and keep using the same card instead of buying a new one each time.
What can I pay for with it?
Subscriptions, software, cloud bills, online ads, shopping, gaming, VPNs, and more. Any shop that takes Visa or Mastercard online should work.
Is a virtual prepaid card safe?
Yes. It hides your real bank details, supports 3DS checks, and lets you set limits. You can also freeze a card fast if needed.
What is the difference between Caixa Geral and Caixa in Brazil?
Caixa Geral de Depósitos is a Portuguese bank that uses MB NET. Caixa Econômica Federal is a separate bank in Brazil with its own virtual debit card. They are not the same.
Start Paying Online the Easy Way
If the Caixa Geral Virtual Card is out of reach, comes with limits, or skips the payment method you want, we are ready to help. Vizovcc gives you a fast, private, and flexible way to pay, without the usual bank barriers.
Create virtual prepaid cards and virtual credit cards in minutes. Fund them with crypto. Use them the second they are issued. It is the right pick for anyone facing card declines, living in an unsupported region, or simply wanting a quicker way to pay.
